Auto Insurance Protection
Comprehensive coverage for vehicles and drivers to protect what matters on every mile of your journey.
The Foundations of Auto Protection
Auto insurance is more than just a legal requirement—it's a financial safety net designed to protect you, your vehicle, and others on the road. At TrueGuard Insurance, we simplify the coverage process, helping you choose the right balance of protection and value for your daily commute or cross-country travels.
Key Coverage Benefits
Liability Coverage
Pays for injuries and property damage you cause to others in an accident.
Collision Insurance
Covers repairs to your vehicle after a collision, regardless of fault.
Comprehensive Coverage
Protects against theft, vandalism, weather damage, and non-collision events.
Why Choose TrueGuard for Auto?
01. Independent Agency
02. Carrier Options
03. Claims Support
As an independent agency, we aren't tied to one carrier. We work for you, shopping multiple top-rated providers to find the specific coverage that fits your unique needs and budget.
Access a vast network of reputable national and regional insurers. Our independent status ensures you receive competitive rates tailored to your driving history and vehicle.
Our team of licensed experts prioritizes your peace of mind. We advocate for you during the claims process, provided expert advice and fast response times so you can move forward.
Auto Insurance Coverage Options
We offer a wide range of protection plans designed to keep you and your vehicle safe on the road.
Liability Coverage
Essential protection that covers bodily injury and property damage you may cause to others in an accident.
Collision Coverage
Pays to repair or replace your vehicle after a crash with another car or object, regardless of who is at fault.
Comprehensive Coverage
Protects your vehicle against non-collision events such as theft, fire, vandalism, or damage from storms.
Uninsured Motorist
Provides coverage for your medical bills and property damage if you're hit by a driver with insufficient insurance.
Medical Payments (PIP)
Covers immediate medical expenses and lost wages for you and your passengers following a covered auto accident.
Optional Add-ons
Custom enhancements including roadside assistance, rental reimbursement, and specialized equipment coverage.
Ready to protect your journey?
“
TrueGuard made switching my auto policy seamless. Competitive rates and real human support when I needed it.
Sarah M., Winston-Salem
“
I finally understand my coverage. David walked me through every detail so I knew I was fully protected.
James L., Charlotte
“
Fast response times and excellent service. They made a stressful accident much easier to handle.
Elena R., Raleigh
Auto Insurance FAQs
What determines my auto insurance rates?
Your rates are influenced by several factors, including your driving history, your vehicle's make and model, your typical mileage, and your geographic location.
What is the difference between collision and comprehensive?
Collision covers damage from accidents with other cars or objects. Comprehensive protects against non-collision events like theft, fire, vandalism, or storm damage.
Does auto insurance cover rental cars?
Most full-coverage policies extend your existing coverage to a short-term rental car. We recommend checking with your TrueGuard agent before your trip to confirm.
Are there discounts for bundling multiple policies?
Yes! TrueGuard specialized in bundling. Combining your auto policy with home or life insurance can result in significant annual savings on your premiums.
What is the claims process like with TrueGuard?
Our independent agents act as your advocate. We guide you through the reporting process with the carrier and follow up to ensure your claim is resolved promptly.
How often should I review my auto coverage?
We recommend an annual review or any time you have a major life change, such as purchasing a new vehicle, moving, or adding a teen driver to your policy.
Have more questions? Our dedicated auto insurance specialists are ready to help you find the perfect protection for your vehicle and peace of mind on the road.