COMPLETE HOME PROTECTION
Safeguard your sanctuary with coverage tailored to your unique life. Experience nationwide protection designed to keep your family and assets secure.
Home Insurance Coverage Explained
Comprehensive protection for your property, belongings, and financial security. Explore the key coverage areas included in a standard TrueGuard policy.
Dwelling Coverage
Protects your house's physical structure, including the roof, walls, and built-in appliances, from damage caused by covered perils.
Personal Property
Covers your belongings—like furniture, clothes, and electronics—whether they are at home or with you on the go.
Liability Protection
Shields you from financial loss if someone is injured on your property or you cause damage to others.
Other Structures
Extends coverage to detached buildings like garages, fences, and guest houses on your insured property.
THE TRUEGUARD EDGE
Fiercely Independent
At TrueGuard, we work for you, not the insurance carriers. Our independent status allows us to shop a nationwide network of top-rated providers to find the specialized coverage that fits your property and your budget perfectly.
- Unbiased advice from licensed home insurance experts.
- Access to dozens of top-rated national insurance carriers.
- Dedicated support to advocate for you during claims.
How Our Home Quote Process Works
01
Application
02
03
04
Submit your property profile and coverage goals through our secure home portal.
Analysis
Our agents review your data to identify risks and potential policy discounts.
Comparison
We shop multiple national providers to find the best value for your specific home.
Activation
Finalize your selection and enjoy immediate peace of mind with active protection.
Home Insurance FAQs
What does home insurance typically cover?
Standard homeowners insurance usually covers damage to your home’s structure, personal belongings, and liability for injuries that happen on your property. It often includes additional living expenses if your home becomes temporarily uninhabitable.
How is the cost of my quote determined?
Your insurance premium is influenced by the home's location, age, replacement cost value, and safety features like security systems. As an independent agency, TrueGuard scans multiple top carriers to ensure you get the best competitive rate possible.
Do I need extra coverage for valuable jewelry or art?
Standard policies have limits for certain high-value categories. If you own expensive jewelry, fine art, or collectibles, we recommend adding a 'scheduled property' rider to your policy for full protection at appraised value.
Does home insurance cover natural disasters?
Standard home insurance usually covers storms and fire but typically excludes flood and earthquake damage. TrueGuard advisors can help you determine your risk level and secure separate flood or earthquake policies if needed.
What is the first step to get covered?
The easiest way to start is by requesting a quote online or calling our licensed agents. We will gather basic information about your property and comparison-shop top insurance carriers to find the policy that fits your budget and lifestyle.
Trusted by Homeowners Across the Nation
★★★★★
"TrueGuard didn't just sell me a policy; they gave me clarity. After years with the same insurer, switching saved me money and gave me substantially better protection for my home."
Sarah L. • Philadelphia, PA
★★★★★
"The peace of mind I have now is priceless. When a storm hit, I knew exactly what my coverage included because they took the time to walk me through every detail. Excellent service."
James P. • San Antonio, TX
Ready to Secure Your Home?
Our independent experts are standing by to design a policy that fits your property and your budget. Experience the TrueGuard protection today.
Or talk to us today: (336) 555-0199