RIDE PROTECTED, RIDE CONFIDENT
TrueGuard provides specialized motorcycle insurance that prioritizes rider safety and comprehensive protection. Whether you're commuting or touring, our independent advisors find the best coverage for your journey.
Motorcycle Coverage Built for Every Rider
From cross-country tours to daily commutes, we provide independent protection tailored to your journey and your bike.
Liability Coverage
Protects you from legal and financial responsibility for bodily injury or property damage to others after an accident.
Collision Coverage
Covers repairs or the market value of your motorcycle after a collision, regardless of who is determined to be at fault.
Comprehensive Coverage
Protection against non-collision incidents like theft, fire, vandalism, or damage from extreme weather conditions.
Custom Parts & Equipment
Specialized coverage for modifications, chrome work, and custom paint that standard policies might not fully cover.
Roadside Assistance
24/7 support for towing, fuel delivery, and flat tires to keep you moving safely on the open road.
Uninsured Motorist
Crucial protection if you are involved in an accident with a driver who lacks sufficient insurance coverage.
Why Riders Choose TrueGuard Protection
We provide more than just a policy; we offer a safety net tailored for the freedom of the open road, ensuring you and your machine are protected.
Specialized Liability & Collision coverage for high-performance bikes.
Comprehensive protection for custom parts and rider equipment.
Uninsured & Underinsured Motorist safety for full financial security.
24/7 Roadside Assistance designed specifically for motorcycle riders.
Fast, Transparent, & Secure Quote Process
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Share Details
Provide basic info about your bike and riding history so we can craft the best coverage scenario for your lifestyle.
We Shop Carriers
We compare rates from multiple top-rated national providers to find you strong, competitive options that match your budget.
Review Options
We walk you through each quote individually so you understand your liability and property limits with total clarity.
Get Covered
Activate your custom policy instantly and move forward knowing your bike and accessories are protected nationwide.
Frequently Asked Questions
What does a standard motorcycle insurance policy cover?
Our standard policies typically include Liability (to cover damages to others), Collision (for accident-related repairs), and Comprehensive coverage (for theft or non-collision damage). We also highly recommend Uninsured/Underinsured Motorist coverage to protect you against riders with inadequate insurance.
Are my custom parts and specialized gear protected?
Standard policies often have limited protection for aftermarket upgrades. To safeguard your investment, we offer optional Custom Parts & Equipment (CPE) coverage, which protects custom paint, chrome, electronics, and other modifications added to your bike.
Is roadside assistance available if I break down?
Yes, Roadside Assistance can be added to your policy for a small additional cost. This provides coverage for towing to a repair shop, battery jump-starts, flat tire repair, and emergency fuel delivery, ensuring you're never left stranded during a ride.
How can I lower my motorcycle insurance premium?
You can qualify for discounts by completing an approved motorcycle safety course, maintaining a clean riding record, and storing your bike in a secure garage. Bundling your motorcycle insurance with other TrueGuard policies like home or auto can also save you money.
What happens if I'm hit by someone without insurance?
If you have Uninsured/Underinsured Motorist coverage, your policy will step in to pay for your medical expenses and bike repairs if the at-fault driver has no insurance or insufficient limits. This is a critical protection for every rider on the road today.
Ready to ride with total peace of mind?
Connect with a licensed TrueGuard agent today to specialize your protection. We help riders customize their policies with coverage for custom equipment, liability, and roadside assistance so you can focus on the road ahead.