SPECIALIZED RV
PROTECTION FOR THE
OPEN ROAD
From luxury motorhomes to rugged campervans, we find the comprehensive coverage you need to travel with total peace of mind across North America.
Tailored Protection for the Open Road
Liability Protection
Essential coverage for bodily injury and property damage to others while you're enjoying your journey.
Collision & Comprehensive
Protects your RV from accidents, theft, vandalism, and natural disasters, ensuring your home-on-wheels is always secure.
Personal Effects Coverage
Your belongings are part of your home. We provide coverage for the items you carry inside your recreational vehicle.
24/7 Roadside Assistance
Support whenever you need it most—from towing and flat tires to emergency fuel delivery across the country.
The TrueGuard Advantage
Specialized RV Protection
Total loss replacement and liability coverage designed specifically for the unique needs of active motorhome owners.
Personal Effects Coverage
Safeguard everything inside your home-on-wheels, from camping equipment to your most precious personal belongings.
Nationwide Roadside Expert
24/7 technical support and towing services that understand the complexities of recreational vehicles anywhere in the US.
Simple 4-Step Quote Process
1
Submit Details
Share your motorhome or RV information through our quick online form.
2
Market Comparison
We shop multiple A-rated carriers to find you the most competitive specialized rates.
3
Expert Review
Walk through your custom options with a licensed advisor who understands the road.
4
Instant Binding
Activate your policy instantly and receive your digital proof of insurance today.
Frequently Asked Questions
What does specialized RV insurance cover that auto insurance doesn't?
Standard auto policies typically exclude coverage for personal property inside the vehicle, attached accessories like awnings, and emergency housing expenses if the RV becomes uninhabitable during travel. Specialized TrueGuard RV insurance fills these critical gaps.
Am I protected if I live in my RV as a primary residence?
Yes, but you require 'Full-Timer' coverage. This provides liability protection similar to a homeowners policy, covering you while the RV is parked and used as a permanent home, protecting you from personal liability claims in your living space.
Is RV insurance required by law if I tow my vehicle?
While liability often extends from your tow vehicle, a separate RV policy is necessary to cover physical damage to the RV itself from accidents, road debris, or weather events. It ensures your vehicle is protected regardless of where the damage occurs.
Can I reduce costs if I only use my RV seasonally?
Absolutely. We offer storage-only options where you can pause collision and liability coverage while the RV is parked during the off-season, maintaining only comprehensive protection for fire and theft at a lower premium.
How are my personal belongings valued in a claim?
Our specialized RV policies typically offer Replacement Cost coverage for personal property. This means if your gear is stolen or destroyed, you'll be compensated for the cost of buying new equivalent items, rather than their depreciated value.
Get the Coverage Your Adventure Deserves
Join thousands of travelers who trust TrueGuard for their motorhome and RV protection. Our expert team is ready to build your free, no-obligation quote today.