RELIABLE PROTECTION FOR YOUR RENTAL
Protect your personal belongings and liability with independent coverage designed for your unique lifestyle and peace of mind.
Comprehensive Coverage Designed for Your Lifestyle
Renters insurance provides essential protection for your belongings and financial security, whether you're in an apartment, house, or condo.
Personal Property
Protects your electronics, furniture, and clothing from theft, fire, or accidental damage.
Liability Protection
Covers legal expenses and medical costs if someone is injured in your rental home and you are found liable.
Additional Living Expenses
Helps pay for temporary housing and meal costs if your rental becomes uninhabitable due to a covered claim.
Guest Medical Payments
Covers immediate medical bills for guests injured on your premises, regardless of who is at fault.
Theft & Vandalism
Your items are protected against theft or intentional damage both inside your home and while traveling.
Replacement Cost
We ensure you can replace your belongings at their brand-new value, rather than their depreciated worth.
SMART GUIDANCE FOR TENANTS
Your rental is more than just a place to live—it's where your life happens. At TrueGuard, we believe protecting your belongings should be straightforward and secure. Our experts scan top providers to find the most comprehensive coverage for your unique needs.
- Replacement Cost Coverage for Your Possessions
- Personal Liability & Medical Payments Protection
- Expert Guidance to Help You Choose Confidence
Get Protected in Minutes
01
TELL US ABOUT YOUR HOME
Share a few details about your location and your rental type so we can calibrate your quote.
02
SELECT COVERAGE LIMITS
Review our expert suggestions for personal property and liability protection based on your lifestyle.
03
COMPARE CARRIER RATES
We compare multiple A-rated carriers to find the most competitive pricing and comprehensive guidance.
04
ACTIVATE YOUR PROTECTION
Finalize your choice, secure your policy instantly, and get your digital proof of insurance on the spot.
RENTERS FAQ
What does renters insurance cover?
Renters insurance typically protects your personal belongings against common perils like fire, theft, and smoke damage. It also provides essential liability coverage and covers additional living expenses if your rental home becomes uninhabitable after a covered claim.
Is my roommate's property covered?
Generally, no. Standard policies only cover the belongings of the individual policyholder. We recommend that each roommate carries their own separate policy to ensure everyone in the household is protected.
Is renters insurance required by law?
While not a mandatory legal requirement at the state or federal level, many landlords and property management groups require proof of coverage as a mandatory condition of your lease agreement.
How much does it typically cost?
Renters insurance is remarkably affordable. On average, most policies cost between $15 and $30 per month, depending on the coverage limits, location, and the deductible you choose.